.insul-state-hero{background:linear-gradient(135deg,var(--primary-dark) 0%,var(--primary) 55%,var(--primary-light) 100%);padding:3.5rem 0 3rem;position:relative;overflow:hidden}.insul-state-hero:before{content:"";position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Ccircle cx='30' cy='30' r='20'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E")}.insul-state-breadcrumb{display:flex;align-items:center;gap:.5rem;font-size:.875rem;color:#fff9;margin-bottom:1.5rem;position:relative;z-index:1}.insul-state-breadcrumb a{color:#ffffffb3;text-decoration:none;transition:color .2s}.insul-state-breadcrumb a:hover{color:#fff}.insul-state-hero-inner{position:relative;z-index:1;max-width:720px}.insul-state-hero-inner .hero-badge{margin-bottom:1.25rem}.insul-state-hero-inner h1{color:var(--white);font-size:clamp(1.75rem,4.5vw,2.75rem);margin-bottom:1rem}.insul-state-hero-inner p{color:#ffffffd1;font-size:1.125rem;line-height:1.7;margin-bottom:1.75rem;max-width:600px}.insul-state-hero-trust{display:flex;flex-wrap:wrap;gap:.75rem}.insul-state-trust-pill{display:inline-flex;align-items:center;background:#ffffff1f;border:1px solid rgba(255,255,255,.2);color:#ffffffe6;border-radius:100px;padding:.35rem .9rem;font-size:.8125rem;font-weight:600;backdrop-filter:blur(4px)}.insul-state-calc-widget{border-radius:28px!important;box-shadow:0 24px 60px #00000029,0 8px 20px #00000014!important;border:1px solid var(--gray-100)!important}.state-faq{display:flex;flex-direction:column;gap:1rem}.state-faq-item{background:var(--gray-50);border:1px solid var(--gray-200);border-radius:var(--radius-md);padding:1rem 1.25rem}.state-faq-item h3{font-size:1rem;font-weight:700;color:var(--primary);margin-bottom:.5rem}.state-faq-item p{font-size:.9375rem;color:var(--gray-600);margin:0;line-height:1.65}.related-state-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:.75rem}.related-state-card{display:flex;align-items:center;gap:.75rem;padding:.875rem 1rem;background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-md);text-decoration:none;color:inherit;transition:border-color .2s,box-shadow .2s}.related-state-card:hover{border-color:var(--primary-light);box-shadow:0 4px 16px #1a365d14}.related-state-icon{font-size:1.5rem;flex-shrink:0}.related-state-name{font-size:.9375rem;font-weight:600;color:var(--gray-800)}.related-state-note{font-size:.8125rem;color:var(--gray-500);margin-top:.15rem}.compare-states-section{background:var(--gray-50);border-top:1px solid var(--gray-200);padding:3rem 0;margin-top:1rem}.compare-states-section h2{font-size:1.5rem;font-weight:700;color:var(--gray-900);margin-bottom:.5rem}.compare-states-sub{color:var(--gray-500);font-size:.9375rem;margin-bottom:1.5rem}.compare-states-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:.75rem}.compare-state-card{display:flex;flex-direction:column;gap:.2rem;padding:.875rem 1rem;background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-md);text-decoration:none;transition:border-color .2s,box-shadow .2s}.compare-state-card:hover{border-color:var(--primary-light);box-shadow:0 4px 16px #1a365d14}.compare-state-name{font-size:.9375rem;font-weight:600;color:var(--primary)}.compare-state-range{font-size:.8125rem;color:var(--gray-500)}.mext-row{margin:.75rem 0;text-align:center}.mext-time-badge{display:inline-flex;align-items:center;gap:.4rem;background:#1a365d12;border:1px solid rgba(26,54,93,.15);color:var(--primary);border-radius:100px;padding:.35rem 1rem;font-size:.875rem;font-weight:600}.mext-section{background:var(--gray-50);border:1px solid var(--gray-200);border-radius:var(--radius-md);padding:.875rem 1rem;margin:.6rem 0}.mext-title{font-size:.75rem;font-weight:700;color:var(--gray-700);margin-bottom:.5rem;text-transform:uppercase;letter-spacing:.04em}.mext-tips,.mext-checklist{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:.3rem}.mext-tips li{font-size:.875rem;color:var(--gray-600);display:flex;align-items:flex-start;gap:.5rem;padding-left:.25rem}.mext-tips li:before{content:"•";color:var(--primary);font-weight:700;flex-shrink:0}.mext-checklist li{font-size:.875rem;color:var(--gray-600);display:flex;align-items:flex-start;gap:.5rem}.chk-yes{color:#276749;font-weight:700;flex-shrink:0}.chk-no{color:#c53030;font-weight:700;flex-shrink:0}.modal-disclaimer{font-size:.75rem;color:var(--gray-400);text-align:center;margin:.5rem 0 0;line-height:1.5}@media (max-width: 768px){.insul-state-hero-inner{width:100%;padding:1.5rem 1.25rem;max-width:100%}.insul-state-hero:before{display:none}.related-state-grid,.compare-states-grid{grid-template-columns:1fr 1fr}}@media (max-width: 640px){.insul-state-hero{padding:2.5rem 0 2rem}.insul-state-hero-trust{gap:.5rem}.related-state-grid{grid-template-columns:1fr}.compare-states-grid{grid-template-columns:1fr 1fr}}